Consumer credit education • Remote consultations • No guaranteed score increases
The Credit GOAT logoTHE CREDIT GOAT
Pricing

Clear pricing for completed services.

Choose the review that matches your situation. Pricing is tied to a defined completed service—not a deletion, score increase, or guaranteed result.

Payment timing: For covered credit-repair / credit-services work, The Credit GOAT does not collect payment before the agreed service is fully performed. You will receive an invoice when payment is lawfully due. Prices below are for defined completed review/education services—not for deletion of an item, a score increase, or a guaranteed result.
Starting point

Credit Report Needs Assessment

$99

Focused educational review to identify the main issues affecting your report and organize next-step options.

  • Primary issue review
  • Questions and priorities
  • Written next-step summary
Start Intake
Inquiry

Hard Inquiry Review

$89

Review of an inquiry you do not recognize or believe was not authorized.

  • Inquiry identification
  • Authorization / dispute history
  • Educational next-step plan
Start Intake
Payment history

Late Payment Review

$99

Focused review of a late-payment reporting issue and any prior dispute response.

  • Reporting-period review
  • Prior dispute review
  • Educational action plan
Start Intake
Collection

Collection Account Review

$129

Focused review of a collection account, reporting details, and prior dispute history.

  • Account identification
  • Reporting / dispute-history review
  • Educational next-step plan
Start Intake
Charge-off

Charge-Off Review

$149

Review of a charged-off account and how the reporting appears across the consumer information supplied.

  • Account status review
  • Balance / status consistency review
  • Educational next-step plan
Start Intake
Auto credit

Repossession / Auto Reporting Review

$149

Focused review of repossession or auto-finance credit reporting and any prior dispute history.

  • Status / balance review
  • Cross-report consistency
  • Educational action plan
Start Intake
Account not mine

Unrecognized Account Review

$149

Review for an account the consumer says they did not open or do not recognize.

  • Reporting review
  • Dispute-history review
  • Identity-theft readiness questions
Start Intake
Identity theft

Identity Theft / Fraud Credit Review

$199

Educational review for accounts or inquiries the consumer says resulted from identity theft or fraud.

  • Document-readiness review
  • Reporting / dispute history
  • Consumer-rights education
Start Intake
After a dispute

Dispute Results / Verification Review

$149

Review of bureau or furnisher responses after a prior dispute, including verified, updated, deleted, or unresolved results.

  • Response review
  • What changed / what did not
  • Educational next-step options
Start Intake
Comprehensive

Three-Bureau Credit Review

$249

Comprehensive educational review across Experian, Equifax, and TransUnion information supplied by the consumer.

  • Cross-bureau comparison
  • Priority issue spotting
  • Written action plan
Start Intake
Self-help education

Consumer Rights / Litigation Readiness Session

$299

Educational session for a self-represented consumer organizing a potential credit-reporting matter.

  • Case-file organization
  • Evidence checklist
  • Procedure education
Case Intake
Important: Prices are for the completed scope listed above. Accurate, current, and legally reportable negative information cannot be promised for removal. Litigation-readiness support is educational and administrative only and is not legal representation.
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