Know what you can do for yourself—for free.
This page is educational and is not a substitute for the disclosures or contract language that may be legally required for a credit-services transaction.
Your right to dispute
Consumers can dispute information they believe is inaccurate with consumer reporting agencies without paying a credit repair company to do so.
No guaranteed deletion
Accurate and current negative information generally cannot be lawfully removed merely because it is unfavorable.
Written agreements and cancellation rights
Federal credit-repair law imposes requirements on covered organizations, including written agreements, specified disclosures, limits on advance payment, and cancellation rights. The exact documents used by Credit Goat Solutions LLC should be reviewed for the services actually offered before accepting clients.
Self-represented federal litigation
Consumers may represent themselves in federal court, but court rules, filing deadlines, pleading standards, service requirements, and substantive law can be complex. The Credit GOAT litigation-support services are educational and administrative only and do not create an attorney-client relationship.