Clear billing before you pay.

1. Post-service payment only

For covered credit-repair or credit-services work, payment is requested only after the agreed service identified on the invoice has been fully performed. Do not use the payment page to prepay for covered future services.

2. Invoice review

Before paying, review the invoice number, completed service, amount, and customer information. If anything is incorrect, contact The Credit GOAT before payment.

3. Card authorization

Only the cardholder or a person authorized by the cardholder may submit payment. Stripe may request billing address, security-code, and 3-D Secure authentication information to help verify the payment.

4. Refund and billing-error requests

Refund and billing-error requests are reviewed under the signed service agreement, the completed-service record, the invoice, applicable law, and the facts of the transaction. Contact The Credit GOAT promptly if you believe an invoice is incorrect, a duplicate payment occurred, or a promised completed deliverable was not received.

5. Payment disputes and chargebacks

If you do not recognize a charge or believe a billing error occurred, contact The Credit GOAT so the transaction and service records can be reviewed. Nothing in this policy waives any right that cannot legally be waived or any right provided by a card issuer or payment network.

6. Records

For payment-security and dispute-response purposes, Credit Goat Solutions LLC may retain invoices, signed agreements and disclosures, service-delivery records, communications, payment confirmations, and Stripe transaction metadata as permitted by law and applicable privacy policies.

7. No outcome guarantee

Payment is for the completed service described on the invoice. It is not contingent on deletion of a credit item, a score increase, financing approval, settlement, lawsuit outcome, or any other result.